October 7th, 2008
Universal Life Insurance Plans
U.S. Life Insurance is one of the oldest life insurance companies in the United States of America. The reason they’ve been around so long has a lot to do with their proven track record of their commitment to providing the best customer service possible. They also provide affordable rates without sacrificing the quality of their coverage.
U.S. Life Insurance has several different products available to consumers. One of those is Term Life Insurance. These plans provide coverage for a specified period of time, either 10, 15, 20 or 30 years. It is possible to convert these plans to permanent life insurance plans.
They also offer Universal Life Insurance coverage. The premiums on this type of plan are flexible. Under this plan, your coverage is guaranteed so long as you keep up on your monthly premiums. They also provide an adjustable death benefit contract.
Another product offered by this company is Variable Universal Life Insurance. These types of polices are designed with a specific purpose in mind, to provide benefits upon death while still allowing the policyholder to allocate the premiums amongst different investment options.
Their final product offered is Whole Life Insurance. This is a permanent policy. You can take cash value out of this plan through loans or cash.
